I’ve never done a cheesy ‘list’ post, so this should be fun. It’s like I’m a hack, Yahoo, finance writer.
ten sixteen reasons I’m retiring before 30.
I’m immensely curious and I like mastering subjects. I’m over educated as it is, but there are still a number of areas where I have a lot to learn, in particular, higher-level mathematics, physics, chemistry, biology and psychology. Not having my intellectual energy drained each day from a job means I’ll have the will power to spend a little each morning working through some reading, listening to lectures, and problem sets. I’d like to get my competency in each subject to a level somewhere between that of someone who holds a subject-specific bachelor’s degree and a master’s. – Affording myself time for extended breaks in between milestones.
Boy is sailing fun. I’m not so much into racing as I am bobbing up and down on the waves while I casually meander towards an island. Weekends-only for the short boating season in New England is not nearly enough time to really get out and enjoy yourself. And how am I supposed to sail down the East Coast and bum around the Caribbean all winter if I only have three weeks vacation time?
14. Life is Short
An 18 year old American has a 25% chance of dying before the age of 65. Too many people who look forward to life on their own terms in retirement, never make it. I don’t want to be one of those people.
I’m not a big traveler. But it is nice to know that I can take a trip of indefinite length whenever I like. Going and living in a place for 3-6 months is much more appealing to me than flying around the world, staying in hotels, and trying to squeeze in the experience of visiting an entire country in less than two weeks.
12. Work Doesn’t Pay
I can make way more money over the course of my lifetime by investing wisely and being able to take advantage of opportunities that present themselves, rather than being stuck to a job, dependent on one company for my financial survival, and only making money by constantly physically working. What if I became disabled or lost my professional license or was suddenly fired? Much scarier than having a couple of stocks take a dip.
11. Video Games
I know people like to bash video games as an adolescent waste of time. Much like novels, which we all know are simply time robbers that corrupt young women. I think games are great fun. They are comprised of art (music, graphics, writing). And I think some of them are worthy of being called art themselves. And there are so many of them, and they’re an incredible time sink. There’s no way you can be a satisfied gamer and work 40+ hr weeks and keep a typical weekend social calendar.
10. I Hate Careerism
I don’t want to have to stifle my opinions on things because they’re not corporate-friendly. I mean, what, you won’t hire me because there’s a picture of me on Facebook advocating for the decriminalization of drugs? Even though about a quarter of your in house legal department probably uses cocaine every other weekend anyway.
And I don’t want to spend half my life reading books about how to trick human resources interviewers into liking me. And I can’t stand the way people talk about ‘networking’, as if people are simply there to be used for whatever they can offer you, rather than encouraging people to make genuine connections with their colleagues.
And if I’ve read one article on what font or paper type to use for my resumé I’ve read too many.
9. Avoiding Politics
To grow my income as an investor, I study the markets, and make rational choices about where my money can best be used to get the greatest return for the risk. To grow my income as a high level employee I have to study the personalities of people, probably half of whom I can’t stand, in order to figure just how to correctly suck up to them in order to get them to think I’m more worthy of a raise than the sociopath I’m competing with who’s much better at manipulating people than I am because it’s his life’s work. No thanks.
Most people can only get a sane amount of time in their day by cutting back on sleep. But I love sleep, and I like to get 9-10 hours of it a night. Doing that, plus devoting 9-10 hours a day to a job would leave me with about 4 hours per day to myself, take out about 90 minutes for meals, 30 minutes for a workout, and 30 minutes for hygiene, that would leave me with about 90 free minutes per day. That’s not living, that’s slavery.
And I can’t stand getting up to an alarm clock.
I love climbing the mountains of New England. The thing is, it takes an entire day. If you’re only free to do it on the weekend that means you can only go when the trails are crowded with other hikers. And if the weather doesn’t cooperate for your two days of freedom, too bad. And good luck trying to plan a couple of thru-hikes each year when you’ve only got a few weeks of vacation time to work with.
6. Avoiding Crowds
It’s so nice to do things on off days. The beach on a Tuesday is so much easier than trying to go on a Saturday. Less than half the people, which means half the traffic, and typically discounted prices on all kinds of stuff like parking and food. This applies to all kinds of things, like amusement parks, museums, the movies, grocery stores and rush hour traffic.
I like to cook, and I love to eat. But beautiful, elaborate meals take time. Sure, you can perfect the art of throwing together a dinner in 20 minutes or less. But if you give yourself an hour or more, and have time during the day to concoct just what it is you’re going to make, you can do so much better. And there’s no big rush to get it done as fast as possible so that you can get all your other chores in before bed time. So you can enjoy the process.
4. Moving Slowly
Is there anything worse than waking up to an alarm clock, hitting the shower like a zombie, then getting out sooner than you want to so you won’t be late, grabbing something to eat in the car, and stressing out when it takes you 5 minutes to find your keys, all so you can go battle rush hour traffic? It’s so much nicer to wake up naturally, stretch in bed a little bit, maybe even do a little reading before you get up. Then take your time putting together a proper breakfast, enjoying the shower for as long as you like, and making the bed before starting your day.
With more time for getting outdoors, cooking proper meals, getting enough sleep and having time to be active, life gets a lot healthier than grabbing food on the go, dealing with work-related stress, and having to squeeze in some kind of short, intense workout.
2. Time to Build Stuff
I’ve always built stuff that’s better than what they sell in stores. The only problem is, it takes a lot of time to do. By retiring early, with the free time available to work on projects, the cost of things will be lower, and their quality will be higher. I can actually do things like build my own furniture, upgrade the house, modify my car, and rehab second hand stuff into better than like-new shape.
1. Paid Work Isn’t Fun
Most work, no matter how interesting it is at first, eventually gets repetitive and boring. Even if I could land a magical job that is always changing and never dull, there are still going to be days where I just feel like sitting around the house, but have to force myself to go in.